iStudent Checking
- No opening deposit required
- No minimum balance
- Free Internet Banking
- Free Bill Pay
- Free ATM/Debit card
- $20.00 Charge if account is closed within 180 days
- $50.00 Per semester for all A’s
- $25.00 Per semester for A’s & B’s
- Ages 13 - 21
Regular Checking
- $1,000 Minimum Deposit & Balance
- $12.00 Maintenance fee if balance falls below $1,000 during cycle
- $0.07 transaction fee if balance falls below $1,000
- $5.00 ATM/debit card issuance fee and $3.00 monthly fee
- Check images
- Free small safe deposit box for 1 year
Free Checking
- No minimum balance requirements
- No account maintenance charges
- Free ATM/Debit Card
- Checks available
- Free Online Banking
- Free Bill Pay
- Free E-Statements
- Free Mobile Banking and Mobile App
First Priority Club Checking
- No minimum balance requirements or transaction limitations
- Free priority club checks and cashier's checks
- Hotel and travel discount package
- Free small Safe-Deposit box rental for 1 year
- Receive home inventory and safe deposit box logs
- Free medical data card
- Free payment card protection services
- Free $10,000 AD&D policy
- ATM/Debit Card available *charges will apply
- Free Online Banking
- Free Bill Pay
- Free E-Statements
- Free Mobile Banking and Mobile App
- $12.00 Service charge assessed monthly
First 50 Checking
- No minimum balance requirements
- No account maintenance charges
- No transaction fees
- Free specialty checks (First50 logo on checks)
- Discount on duplicate checks
- Free check images
- Free ATM/Debit Card
- Free small Safe-Deposit box rental for 1 year
- Free Online Banking
- Free Bill Pay
- Free E-Statements
- Free Mobile Banking and Mobile App
*Age 50 and older
Bonus Checking
- No minimum balance requirements
- No account maintenance charges
- No transaction limitations
- Free Online Banking
- Free Bill Pay
- Free E-Statements
- Free Mobile Banking and Mobile App
Earn High Interest on the first $25,000 in your account if you meet the following minimum requirements per statement cycle:
- Have E-Statements
- Use your Debit card at least 15 times
- Have at least 1 ACH debit or auto loan payment
- Have at least 1 direct deposit
Contact us for current rate information.
Now Checking
- Accumulates interest if balance is above $2,500
- No transaction limitations
- ATM/Debit card available *fees will apply
- Free Check Imaging
- Free Online Banking
- Free Bill Pay
- Free E-Statements
- Free Mobile Banking and Mobile App
- Service charge of $12.00 will be imposed every month if the balance falls bellow $2,500
- .15 per withdraw
High Yield Money Market
- Minimum opening balance of $25,000
- Maintain a minimum average available balance of $25,000 to wave the $5.00 monthly service fee. If the average available balance in the account falls below $25,000 on any day of the month, a transaction fee of $0.15 will be imposed per withdrawal transaction.
- ATM/Debit Card may be subject to fee: $5.00 per card replacement issuance fee / $3.00 monthly card fee
- Withdrawal Restrictions: a $10.00 fee per withdrawal exceeding 6 withdrawals per statement cycle.
- Earn interest on average available balance that exceeds $24,999 per statement cycle.*
- *The Annual Percentage Yield (APY) is accurate as of July 31,2023. The interest rate and corresponding APY are variable, and are subject to change without notice. Interest is earned on the full average available balance when it exceeds $25,000 per statement cycle, interest is not earned on average available balances below $25,000 and interest is compounded and credited monthly. Account fees could reduce earnings on your account. Refer to FirstBank's Fee Schedule and Truth-in-Savings disclosure for additional information. Federally insured at the standard FDIC insurance amount of $250,000 per depositor, for each account ownership category. The FDIC provides separate coverage for deposit held in different account ownership categories.
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